Countrywide Home Loans, a national leader in residential finance, now offers a loan program designed specifically for New York's cooperative buyers. The program is available in all five boroughs of New York City, as well as Nassau, Suffolk and Westchester counties.
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"New Yorkers have embraced co-op housing on a very large scale. From Sheepshead Bay to Forest Hills, SoHo to White Plains, 1998 and 1999 have been banner years for co-op sales," said Eric Declercq, regional vice president of Countrywide's Consumer Markets division. "This new loan program is an excellent way to finance shares, stock or membership in a cooperative, and begin enjoying the many advantages these homes offer."
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To meet the needs of buyers in the New York City Metropolitan area, Countrywide has expanded its nonconforming loan underwriting criteria for this program. The maximum loan amount may be as high as $650,000, and the apartment may serve as either an owner-occupied primary residence or a second home. The loans are offered at fixed rates for periods of 15, 20, 25 and 30 years, with downpayments of 20 percent or more.
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